Traditional Ecommerce:
The Vendor/Seller uploads to Rmarketplace unrestricted/unprotected SHOP c/o Goods and Services.

The Patron/Buyer settles or pays Invoice at check out.

The Vendor ships. The Patron receives. All Parties are whole and balanced.

Optional Protected
TBC, Transaction Based Commerce:
The Buyer may upload desired item to “Pay My Bill” under protected Reimbursement in order to find someone else to settle or pay the vender.

All Parties receives 10% bonus Rpoints for each Incoming and each Outgoing transaction.

Buyer
Upload receives 10% Rpoints

Assignor receives 10% Rpoints

IAYD Foundation
Assignee receives 10% Rpoints

Offers receives 10% Rpoints

Settlor
Accepts receives 10% Rpoints
Payment receives10% Rpoints

The Settlor pays Invoice at check out. Seller gets paid and ships the item. Buyer receives the item. All Parties are whole and balanced.

Note: Out of the six Transactions all generating value to the three Parties, only the last settlement Transaction has anything to do with money.

FAQ
Why would a Settlor want to pay somebody elses Bill?

The Settlor receives all its original contribution back and 20% Rpoints in one quarter. That equates to an annual % rate of 80% all non taxable.
Also, Rmarketplace will triple insure each Transaction.